PRIVACY NOTICE DISCLOSURE

Newport News Neighborhood Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members.

If after reading this notice you have questions, please contact us at (757) 247-0071 ext. 313 or write to:

Branch Manager

Newport News Neighborhood FCU

2410 Wickham Avenue

Newport New, Va. 23607

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications and other forms

· Information about your transactions with us

· Information obtained when verifying the information you provide on an application or other forms; this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

Disclosure of information to Parties That Provide Services to Us

In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to other financial institutions with whom we joint marketing agreements, to other companies that perform marketing services on our behalf, or to nonaffiliated third parties for the purposes of processing and servicing transactions that you request for authorize, so that we may provide members competitive products and services.