Share Accounts
Regular Share Account
To become a member of the credit union, you must deposit the minimum par value of one full share ($5) in a Regular Share Savings Account. This primary account will maintain your membership. The Regular Share account provides these benefits:
· No maintenance charge
· Low minimum balance
· Earns interest on amounts greater than $50.00 (when declared)
· Payroll deduction available
· Insured by the National Credit Union Administration (NCUA) up to $100,000
Christmas Club Account
Open a Christmas club account and begin putting money aside for the holiday and receive your savings check in the first week of November. Monthly contributions are required.
· No maintenance charge
· Earns interest (when declared)
· Early withdrawal penalty
Minor Savings Account
Children and Teenagers are savers also. Learning to understand the importance of saving and spending at an early age is very exciting for young people. This account can be set-up in the name of the child or with the parent as joint co-owner or custodian. The Minor account provides these benefits:
· No maintenance charge
· No minimum balance required to earn dividends
· Pays interest on any amount over $5 (when declared)
Loan Accounts
Signature Loans
No collateral required for this loan. You can borrow $500 up to $10,000 based on your signature. You may secure a co-signer to make the loan more attractive to the credit union. With this uncollateralized loan, you are required to maintain a minimum balance of $50 in the share account unless otherwise stated.
- Competitive Interest Rates
- Low Fixed Monthly Payments
- Repayment Options
Partially Secured
A portion of the share balance will be pledge as security for the loan. The pledged shares are released in accordance with the declining loan balance. The member may or may not secure a co-signer based on credit history.
- Tier Interest Rates
- Low Fixed Monthly Payments
- Repayment Options
Share Secured Loans
The outstanding balance of this loan is secured by the member’s share account. No credit check by a credit reporting agency is required. Application fee is waived. The pledge shares are released in accordance with the declining loan balance.
- Lowest Interest Rate
- Fixed Monthly Payments
- Repayment Options
Account Services
Direct Deposit/Payroll Deduction
Federal Benefit Payments Direct Deposit Online Enrollment
TravelersExpress Money Orders
Domestic Incoming and Outgoing Wires
Free Debt Counseling (by appointment)
Second Mortgage Referral Program ( partnered with Member Options Mortgage Division) | 
